Before I get into morning trading, I get focused.

I will whisper instructions on my abbreviated complete morning workout.
Some may mock:
Slip into your highest heels. Stretch your fingers toward the ceiling for maybe three breaths. Let’s not be obsessive. Then relax, dropping your head, shoulders and arms toward the floor. Stretch your fingers and touch your toes. That’s it. Finished! But just think about it. Not that easy, is it, to keep your balance and you really have to stretch in those heels.

Now that I am virtuous, relaxed, and at one with the universe, I need coffee.

Let’s Be Calculating

Yes, Madam X is on a financial diet. I am determined to save a quarter or maybe ten percent of my paltry pay cheque and place that into the Stock Market. Discipline. I shall limit myself to only one daily stop at my local latte shrine. After all, Second Cup (SCU) is a stock I favour. It’s cheap at $4.49 with a big, maybe too big dividend of 7.57%. It’s only common sense to help with its financial success.

Dividends are gorgeous, like little jewels, treats that drop into your trading account. I discover, if they are too high like much above 5%, it may mean the price of the stock has dropped and the dividend may be repealed which may make the stock slip more.

Now let me see… Timmy Horton (THI) is highly recommended by analysts but it is $59.30 each share! And its dividend is only 2.16%.

If I had $3,000.00 to invest in coffee addiction in my on-line trading account…my calculator is breathing hard I could buy about 50 THI and get 18 free lattes a year.

For the same price, I could buy 666 SCU shares. This means I would get almost 2 free lattes a week! Someone with a negative cast of mind might say I was eating the profits. I, however, prefer to remain steadfastly positive.